Ontario speeding fine calculator
What does that ticket actually cost? Fine, surcharge, demerit points — and the line where ordinary speeding becomes stunt driving.
Over the limit
25 km/h
Set fine (20–29 km/h over)
$93.75
Approx. total payable
$122.19
Demerit points
3
Ontario set-fine schedule current as of January 2026. “Total payable” is an estimate including the victim fine surcharge and court cost; the amount on an actual ticket governs. Not legal advice.
For a fleet, the fine is the small number
A $150 ticket stings; what compounds is everything attached to it: demerit points on a commercial licence, insurance premiums that climb for three years, CVOR points for carriers, and the liability picture if a speeding vehicle is ever in a serious collision. Multiply by a fleet of drivers and speeding becomes a real line item.
The fix isn’t spying — it’s awareness. Always ON Tracking compares every vehicle’s speed against the road’s actual posted limit and flags genuine speeding (you choose the tolerance), so patterns get coached before they get expensive. Pair it with the ROI calculator to see what fewer tickets are worth.
Speeding-ticket questions, answered
Set fines under the Highway Traffic Act scale with how far over the limit you were: $2.50 per km/h for 1–19 over, $3.75 per km/h for 20–29 over, and $6.00 per km/h for 30–49 over. A victim fine surcharge and court cost are added to the set fine. At 50+ over there is no set fine — you get a court summons. In community safety zones, the per-km/h fines are doubled.
Zero points for 15 km/h or less over, 3 points for 16–29 over, 4 points for 30–49 over, and 6 points at 50+ over. Points stay on your record for two years from the offence date. Note that insurers care about the conviction itself, not just the points.
Since the MOMS Act: 40 km/h or more over the limit where the posted limit is under 80 km/h; 50 or more over where the limit is 80 or higher; or 150+ km/h anywhere. Stunt driving brings an immediate 30-day roadside licence suspension and 14-day vehicle impound, and on conviction a $2,000–$10,000 fine, 6 points, and a 1–3 year suspension.
By knowing about speeding before the ticket arrives. GPS platforms that compare each vehicle’s speed to the road’s actual posted limit — like Always ON Tracking — alert dispatch in real time and report repeat patterns per driver, so coaching happens before fines, points, and insurance hikes do.
Know before the ticket does
Real-time speeding alerts measured against each road’s actual limit.